Disclaimer & Risk Disclosure

Orii.ai is operated by Mindful Monk LLC.

5.1 Not Financial or Investment Advice

• Financial advice or investment advice of any kind;
• A recommendation or solicitation to buy, sell, hold, or invest in any real estate asset or financial instrument;
• Legal, tax, accounting, or actuarial advice;
• An offer or solicitation to engage in any investment activity.

5.2 No Licensed Advisor Relationship

Orii.ai is not registered as an investment adviser, financial planner, broker-dealer, real estate agent or broker, mortgage lender, or any other type of licensed financial or real estate professional in any jurisdiction. No information on the Platform creates or implies an advisory, fiduciary, or professional relationship between Orii.ai and any user.

5.3 Data Accuracy

While we strive to provide high-quality data, we make no representations regarding accuracy, completeness, timeliness, or reliability of any data on the Platform. AI-generated valuations and forecasts are based on statistical models with inherent limitations and cannot account for all market variables. Actual values and returns may differ materially from projections.

5.4 Real Estate Investment Risks

Real estate investments carry significant risks including:

• Market risk: Property values can decline due to economic downturns or market changes;
• Liquidity risk: Real estate is relatively illiquid and may be difficult to sell quickly;
• Regulatory risk: Zoning laws, tax regulations, and rent control may change;
• Interest rate risk: Changes in rates affect property values and financing costs;
• Geographic concentration risk: Local economic downturns may affect concentrated investments;
• Tenant/income risk: Vacancies, non-payment, or declining rental income;
• Environmental risk: Contamination, natural disasters, or climate-related risks;
• Operational risk: Management challenges, maintenance costs, and capital expenditures.

5.5 Independent Verification

You should independently verify all information before relying on it for any investment decision. We strongly recommend engaging licensed real estate professionals, attorneys, accountants, and financial advisors.

5.6 Regulatory Compliance

Users are solely responsible for ensuring their activities comply with all applicable laws, including securities laws, real estate licensing laws, anti-money laundering (AML) regulations, and foreign investment restrictions.